An FMO and an agency, from Miami
We sell Health and Life ourselves and we contract other agents with the same carriers. That is why we know what slows each side down.
From one agency to 48 states
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An agency in Miami
Selling Health and Life to families, in English and in Spanish.
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The FMO
Other agents ask to work with our carriers, and we start contracting them.
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Our own platform
Contracting, training and commissions move to one screen, from months to days.
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48 states
More than 4,000 agents writing with 30+ carriers across the country.
What being an FMO and an agency means for you
1As an FMO, with the carriers
- We know what each carrier asks forYour application goes out complete, so it does not come back.
- We chase every submissionYou see where each one stands without calling anyone.
- 30+ carriers in one contractHealth, Medicare, Life, Dental and Vision.
2As an agency, with the clients
- We sell every dayThe training comes from what works on real calls, not from a manual.
- We know the agent's weekThe platform shows what you need to write, not everything we have.
- The Hispanic market is ours tooCourses, support and platform in Spanish from start to finish.
The people you will talk to
Hover a card, or tap it on your phone, to see what each one takes care of.
Three things you can hold us to
No hidden fees
The carrier pays the commission. You do not pay to join, to train or to use the platform.
Your book is yours
Release terms are in your contract before you sign. If you leave, your policies go with you.
English and Spanish, always
The platform, the courses and a person on the phone, in the language you sell in.
Our office in Miami
Come by, or call us. The same team that answers the phone works from here.
- Miami, FL
- +1 (305) 555 0134
- contracting@everybenefits.us
- Monday to Friday, 9:00 to 18:00
Three questions and we take it from there
A person from our team calls you back the same day, in English or in Spanish.




