“I had been trying to get appointed on my own for four months. Here it took twelve days and they chased every carrier for me.”
Contracting, training and commissions in one place
Every Benefits gets Health and Life agents appointed with 30+ carriers in about two weeks, in English and Spanish.
We contract you with more than 30 carriers
One application through Every Benefits and we submit you to every carrier you qualify for, in every state where you hold a license.
Pick the side you are on
An agent starting out and an agency moving a downline need different things. Both run on the same platform.
Everything you need to start writing
- One application. You fill it once and we submit you to every carrier you qualify for.
- Training that counts. Courses, video lessons and certificates, all of it in English and Spanish.
- Your status, live. See where every carrier submission stands without calling anyone.
- Support in your language. People who sell insurance, not a ticket queue.
Run your downline without spreadsheets
- Every agent, one screen. Contracting status, training and production for your whole team.
- Hierarchy and splits. Levels, overrides and commission splits set once and applied on their own.
- Assign training and see who finished. No more asking on WhatsApp who did the course.
- Your brand. Your agency name and colors on the platform your agents log into.
From application to first commission
Four steps and about two weeks, with every carrier chased for you.
Apply once
One form with your license, your states and the lines you want to write. Fifteen minutes.
We submit you
We send your contracting to every carrier you qualify for and chase each one until it clears.
Get appointed
Your writing numbers land in the platform. You train while the paperwork moves.
Start writing
Around two weeks in, you are selling and your commissions show up on your dashboard.

We are an FMO run by people who sell, so we know what slows an agent down: the paperwork, the waiting, and being told to figure it out alone. That is exactly what we take off your hands.

No cost to the agent
The carriers pay us. You keep your commission schedule and your book of business.
Your book stays yours
Release terms written into your contract before you sign, not decided later.
Paperwork we chase, not you
Every carrier followed up one by one until your writing number comes through.
Bilingual, for real
Platform, courses and support team in English and Spanish, not a machine translation.
What your agents log into every day
Academy
Courses by category, video lessons with progress tracking and completion certificates. Bilingual all the way through.
↗Production
Real-time dashboards by role. An agent sees their own numbers, an agency owner sees the whole team.
↗Alerts
A carrier approves, a certification expires, a course is due. The agent finds out on their phone, not a month later.
↗Real experiences from the agents we contract
Health and Life producers who moved their contracting here and started writing in weeks.
“The training is in Spanish and it is the real thing, not a translation nobody checked. I passed my AHIP first try.”
“I write in four states now. They handled every non-resident license without me filling a single form twice.”
“I had been trying to get appointed on my own for four months. Here it took twelve days and they chased every carrier for me.”
“The training is in Spanish and it is the real thing, not a translation nobody checked. I passed my AHIP first try.”
“I write in four states now. They handled every non-resident license without me filling a single form twice.”
“My team is 40 agents. Before this I knew who was contracted by asking one by one on WhatsApp.”
“First commission three weeks after signing. I sent one application and they handled the other eleven carriers.”
“Moving my agency over took a week. Hierarchy, splits and every agent status came across as they were.”
“My team is 40 agents. Before this I knew who was contracted by asking one by one on WhatsApp.”
“First commission three weeks after signing. I sent one application and they handled the other eleven carriers.”
“Moving my agency over took a week. Hierarchy, splits and every agent status came across as they were.”
Answers before you apply
What does it cost me as an agent?+
Nothing. Every Benefits is paid by the carriers. You keep your commission schedule and your book of business.
Do I keep my book if I leave?+
Yes. Your policies are yours. Release terms are written into your contract before you sign anything.
How long does contracting really take?+
Around two weeks from a complete application to your first appointment. Some carriers clear in three days and some take a month; you see each one in your dashboard.
I already have a license. Do I need to do it again?+
No. If you hold a resident license we verify it and move straight to carrier submissions. If you want to write in other states we handle the non-resident licenses.
Can I move my whole agency over?+
Yes. We migrate your hierarchy, your splits and your agents’ contracting status, and your brand goes on the platform they log into.
Is everything really in Spanish?+
The platform, the courses and the support team. Carrier paperwork comes in English because the carriers issue it that way, and we walk you through it.
Tell us where you are licensed and we take it from there
One form. A person from our team calls you back the same day, in English or in Spanish.