Every Benefits
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Contracting agents in 48 states

Contracting, training and commissions in one place

Every Benefits gets Health and Life agents appointed with 30+ carriers in about two weeks, in English and Spanish.

0+ agents and downlines already writing with us
Contracted with UnitedHealthcare Aetna Humana Cigna Ambetter +25 more
Equipo de Every Benefits
30+ carriers Health, Life, Commercial, Auto, Home
Bilingual support, agents included (305) 555 0134
30+ carriers in Health, Life, Commercial, Auto and Home One application for every carrier English and Spanish, platform and support 48 states and multi-state compliance ~14 days from onboarding to production
Carrier network

We contract you with more than 30 carriers

One application through Every Benefits and we submit you to every carrier you qualify for, in every state where you hold a license.

UnitedHealthcare Aetna Humana Cigna Ambetter Molina Oscar UnitedHealthcare Aetna Humana Cigna Ambetter Molina Oscar
Mutual of Omaha Foresters Americo Florida Blue Devoted Health Wellcare Anthem Mutual of Omaha Foresters Americo Florida Blue Devoted Health Wellcare Anthem
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
48 states covered Not yet available
0Agents and downlines served, Health & Life, in English and Spanish
0Carrier partnerships, national and regional programs
0States supported, with appointments and compliance handled
~14 dAverage from onboarding to first sale, against months on legacy flows
Two ways in

Pick the side you are on

An agent starting out and an agency moving a downline need different things. Both run on the same platform.

Everything you need to start writing

  • One application. You fill it once and we submit you to every carrier you qualify for.
  • Training that counts. Courses, video lessons and certificates, all of it in English and Spanish.
  • Your status, live. See where every carrier submission stands without calling anyone.
  • Support in your language. People who sell insurance, not a ticket queue.
Onboarding
License verifiedDone
Background checkDone
Carrier submissions
AHIP certificationNot started
First policyNot started
How it works

From application to first commission

Four steps and about two weeks, with every carrier chased for you.

1

Apply once

One form with your license, your states and the lines you want to write. Fifteen minutes.

2

We submit you

We send your contracting to every carrier you qualify for and chase each one until it clears.

3

Get appointed

Your writing numbers land in the platform. You train while the paperwork moves.

4

Start writing

Around two weeks in, you are selling and your commissions show up on your dashboard.

Why us

We are an FMO run by people who sell, so we know what slows an agent down: the paperwork, the waiting, and being told to figure it out alone. That is exactly what we take off your hands.

No cost to the agent

The carriers pay us. You keep your commission schedule and your book of business.

Your book stays yours

Release terms written into your contract before you sign, not decided later.

Paperwork we chase, not you

Every carrier followed up one by one until your writing number comes through.

Bilingual, for real

Platform, courses and support team in English and Spanish, not a machine translation.

Inside the platform

What your agents log into every day

Academy

Courses by category, video lessons with progress tracking and completion certificates. Bilingual all the way through.

Production

Real-time dashboards by role. An agent sees their own numbers, an agency owner sees the whole team.

Alerts

A carrier approves, a certification expires, a course is due. The agent finds out on their phone, not a month later.

Agents

Real experiences from the agents we contract

Health and Life producers who moved their contracting here and started writing in weeks.

“I had been trying to get appointed on my own for four months. Here it took twelve days and they chased every carrier for me.”

MG María G. Health agent · Miami, FL

“The training is in Spanish and it is the real thing, not a translation nobody checked. I passed my AHIP first try.”

LP Luis P. Life agent · Hialeah, FL

“I write in four states now. They handled every non-resident license without me filling a single form twice.”

RD Ricardo D. Health agent · Orlando, FL

“I had been trying to get appointed on my own for four months. Here it took twelve days and they chased every carrier for me.”

MG María G. Health agent · Miami, FL

“The training is in Spanish and it is the real thing, not a translation nobody checked. I passed my AHIP first try.”

LP Luis P. Life agent · Hialeah, FL

“I write in four states now. They handled every non-resident license without me filling a single form twice.”

RD Ricardo D. Health agent · Orlando, FL
Jorge R. Agency owner · 40 agents · Orlando, FL

“My team is 40 agents. Before this I knew who was contracted by asking one by one on WhatsApp.”

JR Jorge R. Agency owner · Orlando, FL

“First commission three weeks after signing. I sent one application and they handled the other eleven carriers.”

AC Ana C. Health agent · Tampa, FL

“Moving my agency over took a week. Hierarchy, splits and every agent status came across as they were.”

EM Enrique M. Agency owner · Doral, FL

“My team is 40 agents. Before this I knew who was contracted by asking one by one on WhatsApp.”

JR Jorge R. Agency owner · Orlando, FL

“First commission three weeks after signing. I sent one application and they handled the other eleven carriers.”

AC Ana C. Health agent · Tampa, FL

“Moving my agency over took a week. Hierarchy, splits and every agent status came across as they were.”

EM Enrique M. Agency owner · Doral, FL
FAQ

Answers before you apply

What does it cost me as an agent?+

Nothing. Every Benefits is paid by the carriers. You keep your commission schedule and your book of business.

Do I keep my book if I leave?+

Yes. Your policies are yours. Release terms are written into your contract before you sign anything.

How long does contracting really take?+

Around two weeks from a complete application to your first appointment. Some carriers clear in three days and some take a month; you see each one in your dashboard.

I already have a license. Do I need to do it again?+

No. If you hold a resident license we verify it and move straight to carrier submissions. If you want to write in other states we handle the non-resident licenses.

Can I move my whole agency over?+

Yes. We migrate your hierarchy, your splits and your agents’ contracting status, and your brand goes on the platform they log into.

Is everything really in Spanish?+

The platform, the courses and the support team. Carrier paperwork comes in English because the carriers issue it that way, and we walk you through it.

Get started

Tell us where you are licensed and we take it from there

One form. A person from our team calls you back the same day, in English or in Spanish.

No cost to you. We never share your data with anyone outside our carrier network.